The right capital, at the right time

We map eligibility, prepare documentation, submit complete packages, and help implement what gets approved.

Funding Types We Cover

Bank & Credit Union

Term loans, Lines of Credit (LOC), Business Credit Cards (CC).

Alternative & Private

Merchant Cash Advance (MCA), revenue‑based financing, specialty asset lenders.

Equipment Financing

New/used equipment and fleets; loans and leases.

Real Estate Financing

Owner‑occupied, investment, refinance, improvements.

Government Grants & Incentives

Term loans, Lines of Credit (LOC), Business Credit Cards (CC).

Innovation & Growth

Examples include PrairiesCan programs, NRC IRAP, Alberta Innovates, and student/intern wage subsidies (e.g., SWPP). Availability varies by time and applicant profile

Our Process (End‑to‑End)

Assessment & Fit

objectives, timelines, eligibility, risk profile.

01

02

Packaging

Narrative, budgets, pro formas, quotes, resumes, permits, collateral schedule.

Submission

Forms/portals, correspondence with lenders/program officers.

03

04

Approval → Implementation

Conditions precedent, vendor kickoff, claims & reporting support.

Next‑Round Capital

Plan the next tranche as milestones are met.

05

Documentation Checklist (typical)

IDs, void cheque, articles/ROE, shareholder/ownership details.
Financials: YTD and prior 2–3 years, AR/AP aging, tax filings.
Projections: 24–60 months with assumptions tab.
Business plan or project brief; quotes/SOWs; licenses/permits.
For equipment/real estate: specs, appraisals, purchase agreements.

Timeline & Expectations

Grants

Windows, intakes, or continuous intake; decisions can range from weeks to months.

Loans

Packaging to decision often 2–6 weeks depending on file completeness and lender type.

Private/Alternative

Faster decisions, higher cost of capital; ensure payback via ROI.

Myths vs Facts

Myth

Grants are free money for any idea.

Fact

Most are cost‑share reimbursements tied to outcomes and documentation.

A single “perfect” lender exists.

Fit depends on industry, collateral, history, and timing; we match accordingly.